*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--body);color:var(--ink);background:var(--bg);line-height:1.65;font-size:17px}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
h1,h2,h3,h4{font-family:var(--head);line-height:1.15;margin:0 0 .5em;color:var(--hc,var(--ink))}
p{margin:0 0 1em}
ul{margin:0;padding:0;list-style:none}
section[id]{scroll-margin-top:84px}
.wrap{max-width:1140px;margin:0 auto;padding:0 22px}
.ic{flex:none}
.btn{display:inline-flex;align-items:center;gap:10px;padding:14px 26px;border-radius:var(--r);font-weight:700;font-size:16px;background:var(--accent);color:var(--on-accent,#fff);border:2px solid var(--accent);transition:.2s;cursor:pointer;font-family:var(--body)}
.btn:hover{filter:brightness(1.08);transform:translateY(-2px)}
.btn.ghost{background:transparent;color:var(--ghost,var(--accent))}
.btn.ghost:hover{background:var(--accent);color:var(--on-accent,#fff)}
.nav-toggle{display:none;background:none;border:0;padding:8px;cursor:pointer;color:inherit}
.nav-toggle span{display:block;width:26px;height:3px;background:currentColor;margin:5px 0;border-radius:2px}
.faq details{border-bottom:1px solid var(--line);padding:18px 0}
.faq summary{cursor:pointer;font-weight:700;font-size:18px;list-style:none;display:flex;justify-content:space-between;gap:16px;align-items:center}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:26px;line-height:1;color:var(--accent);transition:.2s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq details p{margin:12px 0 0;color:var(--muted)}
footer a:hover{text-decoration:underline}
@media(max-width:860px){
 .nav-toggle{display:block}
 .menu{display:none}
 .menu.open{display:flex}
}
@media(prefers-reduced-motion:reduce){*{transition:none!important;animation:none!important}}
:root{--head:'Poppins',sans-serif;--body:'Poppins',sans-serif;--ink:#16243a;--bg:#fff;--accent:#f26a1b;--navy:#10264a;--soft:#f3f6fb;--muted:#55627a;--line:#dde4ef;--r:10px}
.top{position:sticky;top:0;z-index:50;background:#fff;box-shadow:0 2px 14px rgba(16,38,74,.08)}
.top .wrap{display:flex;align-items:center;justify-content:space-between;height:74px;gap:16px}
.logo{font-weight:800;font-size:19px;color:var(--navy);line-height:1.15}.logo small{display:block;font-weight:600;font-size:12px;color:var(--accent);letter-spacing:.08em;text-transform:uppercase}
.menu{display:flex;gap:26px;align-items:center;font-weight:600;font-size:15px}.menu a:hover{color:var(--accent)}
.hero{background:linear-gradient(180deg,var(--soft),#fff);padding:70px 0 60px}
.hero .wrap{display:grid;grid-template-columns:1.05fr .95fr;gap:50px;align-items:center}
.tag{display:inline-block;background:#fde8da;color:#b34a0b;font-weight:700;font-size:13px;padding:6px 14px;border-radius:99px;margin-bottom:18px}
.hero h1{font-size:clamp(34px,5vw,54px);font-weight:800;color:var(--navy)}
.hero h1 em{font-style:normal;color:var(--accent)}
.checks{margin:22px 0 30px;display:grid;gap:8px}.checks li{display:flex;gap:10px;align-items:center;font-weight:600}.checks .ic{color:var(--accent)}
.btns{display:flex;gap:14px;flex-wrap:wrap}
.hero-img{position:relative}.hero-img img{border-radius:20px;width:100%;aspect-ratio:3/2.4;object-fit:cover;box-shadow:0 24px 50px rgba(16,38,74,.2)}
.badge{position:absolute;left:-22px;bottom:28px;background:var(--navy);color:#fff;padding:16px 20px;border-radius:14px;box-shadow:0 12px 30px rgba(0,0,0,.25);font-size:14px}.badge b{display:block;font-size:18px;color:#ffb17f}
.strip{background:var(--navy);color:#fff}.strip .wrap{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;padding-top:26px;padding-bottom:26px}
.strip div{display:flex;gap:14px;align-items:center}.strip .ic{color:#ffb17f}.strip b{display:block}.strip span{font-size:14px;opacity:.8}
.sec{padding:84px 0}.sec.soft{background:var(--soft)}
.sec-h{text-align:center;max-width:640px;margin:0 auto 46px}.sec-h h2{font-size:clamp(28px,4vw,40px);color:var(--navy)}.sec-h p{color:var(--muted)}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.card{background:#fff;border:1px solid var(--line);border-top:4px solid var(--accent);border-radius:12px;padding:30px;transition:.25s}
.card:hover{transform:translateY(-6px);box-shadow:0 18px 36px rgba(16,38,74,.12)}
.card .ic{color:var(--accent);margin-bottom:14px}.card h3{font-size:20px;color:var(--navy)}.card p{color:var(--muted);margin:0}
.about{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.about img{border-radius:20px;aspect-ratio:4/3;object-fit:cover;width:100%}
.about h2{font-size:clamp(28px,4vw,38px);color:var(--navy)}
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.steps li{background:#fff;border-radius:14px;padding:30px;border:1px solid var(--line);position:relative}
.steps li::before{counter-increment:s;content:counter(s);position:absolute;top:-18px;left:26px;width:40px;height:40px;border-radius:50%;background:var(--accent);color:#fff;font-weight:800;display:grid;place-items:center}
.steps h3{font-size:19px;color:var(--navy)}.steps p{margin:0;color:var(--muted)}
.faq{max-width:780px;margin:0 auto}
.cta{background:var(--navy);color:#fff;padding:70px 0;text-align:center}.cta h2{color:#fff;font-size:clamp(28px,4vw,40px)}
.cta .info{display:flex;justify-content:center;gap:34px;flex-wrap:wrap;margin:26px 0 32px;color:#cfd8ea}.cta .info span{display:flex;gap:8px;align-items:center;overflow-wrap:anywhere;text-align:left}
.foot{background:#0a1a34;color:#b8c4dc;padding-top:44px;font-size:15px}.foot-in{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:30px}
.foot-name{color:#fff;font-size:18px}.copy{border-top:1px solid #1d3156;margin-top:34px;padding-top:18px;padding-bottom:22px;font-size:13px}
@media(max-width:860px){.hero .wrap,.about,.grid3,.steps,.strip .wrap,.foot-in{grid-template-columns:1fr}.badge{left:12px}
.menu{position:absolute;top:74px;left:0;right:0;background:#fff;flex-direction:column;padding:20px;box-shadow:0 14px 20px rgba(0,0,0,.1)}.logo{font-size:16px}.sec{padding:60px 0}.hero{padding:40px 0}}